Temporary Buydown Calculator
Reminder: with a fixed rate, your principal and interest will not change after the buydown period ends once the rate is locked.
Subsidy is typically paid by a seller, builder, or lender. Program rules vary.
This calculator is provided for educational purposes only. It is not a commitment to lend or a guarantee of terms. Actual rates, payments, or buydown terms may vary based on lender, credit history, loan amount, and other risk factors. Consult your mortgage professional to confirm your actual loan terms. Data accuracy not guaranteed; always review official loan documents.