Start with a payment you like. We estimate your price range and show your DTI check. Texas default with editable tax rate.
Your inputs
Results
Price from your target payment
Estimated price range: $0
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Income and debt check
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Interest rate
You choose the annual note rate, for example 6.50 percent.
Credit score
Used to estimate mortgage insurance for education. Real MI depends on credit, down payment, DTI, loan type, and pricing at application.
Target payment
Total housing cost including principal and interest, taxes, insurance, mortgage insurance when required, and HOA.
Down payment
Enter a percent of price or a dollar amount. If under 20 percent, mortgage insurance is typically required.
Property taxes
Percent of price or monthly dollars. Texas default is 2.1 percent. Local rates vary.
Homeowners insurance
Monthly estimate based on 0.89 percent of price per year. Not a quote.
HOA dues
Monthly HOA dues if applicable.
Annual income
Pre tax income used to estimate safe payment ranges.
Monthly debt
Minimum payments for credit cards, auto, student loans, child support, or alimony.
Mortgage insurance
Auto estimated from your credit bucket and LTV band. Not a quote.